Are you having a financial hardhip that is not allowing you to make payments on time or at all on your VA home loan? There are options available, assuming you call a counselor or the Veterans Administration directly. Do not ignore calls from your bank, actually be proactive and let them know you will be slow paying your payment.
This will prompt your lender to start the process of modifying your payment, loan terms, monthly payment or a combination of all.
You are not alone, remember this when calling your lender. There are departments set up for individuals like you and banks are prepared to help with assistance from the VA.
Talking With your Mortgage Company
Not an easy task, answering calls from your mortgage provider, or even more difficult, calling them and explaining you will not be able to make this months payment. A hard task, very much. Important task, one of the most. Having a clear line of communication with the bank is key and can attribute to them either starting foreclosure proceedings or modifying the terms of your loan, allowing you to stay put.